21st Century Auto Insurance
Cutting out the middleman -- that's how 21st Century Insurance Group grew in the 20th century. The company's primary subsidiaries provide inexpensive auto and personal umbrella insurance for customers by selling directly (including direct-mail, print, and radio advertising) rather than through brokers, which eliminates the cost of agents and commissions. 21st Century Insurance limits sales of its auto policies to preferred-risk applicants (good drivers). The company has historically been most active in California (where nearly 90% of its policies are still written) but has been actively expanding into other states, including Texas. American International Group (AIG) owns 62% of the company.
Reviews
The 21st Century - Low Cost Insurance for Particular Professionals
Pros: Inexpensive if you fit into low risk profession.
Cons: Price skyrockets if you don't.
Car insurance is perhaps one of the hardest products to review. Your opinion can change month to month, policy to policy, and can either be inflated or deflated depending on what happens when you really need them most. In my life I’ve been a member ...
No One's Home at 21st Century
Pros: They're cheap.
Cons: It shows.
I had thoughts about switching insurance companies when I found out I could save a few dollars by going with 21st Century. Recent events have put those thoughts way out of my mind. I have found that their hours of operation are Monday through Thursday...
Sources: Epinions , Hoovers |